STEP 1
Open a new image file, 400 x 400 pixels in size, with a transparent background. Using the FLOOD FILL tool 
, flood fill with black.
STEP 2
Add a new layer by choosing Layers...New Raster Layer.
Choose Effects...Plug-in Filters...DragonFly...Sinedots II.
Open the ss-s2cross.cfg file and select the "crepes" preset - it's the only one in there, so you won't have much trouble finding it *grin*!. Click "OK".
Note: If you are new to the Sinedots filter and do not know how to open a .cfg file, Sandra (of EssexGirl) has written a short tutorial that explains the process! You can find Sandra's tutorial HERE
STEP 3
Now we're going to give this image some shape *S*!
Choose Effects...Geometric Effects...Perspective - Vertical, and change the % Difference to "100". Click "OK".
Choose Image...Resize and resize the image to "50%". Be sure the Resize type is set to "Smart size", Resize all layers is UNchecked, and Maintain aspect ratio of: is checked, and set to "1.0000".
After the resizing, here's what we have:
STEP 4
To help position the image, let's display the grid lines by choosing View...Grid. To move the image precisely, we need to change the grid properties. To do this, choose View...Change Grid and Guide Properties. Set the Horizontal and Vertical spacing to "200", and the Line color to "white" (so it will show up on our black background!):
Use the MOVER tool 
to move the image to the center top, using the grid lines as your guide. Save.
STEP 5
Now we're going to change the color of the image. There are many ways to do this, but for this image, I used Colors...Colorize, setting the Hue to "95", and the Saturation to "55". You may use any colors you wish - be creative! Here's what your image should look like now (if you used my colors, that is *grin*):
Hide the grid by choosing View...Grid.
STEP 6
To duplicate this layer, choose Layers...Duplicate.
Flip the duplicate layer by choosing Image...Flip. You should now have 2 images! Let's merge these into one layer.
On the Layer Palette, "hide" Layer1 (the "black" background layer) by clicking on its Visibility button (the little eye glasses to the right of the layer name) - the Visibility button will display a red "X" to signify the layer is no longer visible.
Activate either one of the 2 sinedots layers by clicking on its Layer Name button, and choose Layers...Merge...Merge Visible to merge these 2 layers.
Make the background layer visible again by clicking on its Visibility button (remember, that's the little eyeglasses) to remove the red "X".
STEP 7
Activate the sinedots layer. Choose Layers...Duplicate to duplicate the layer.
Choose Image...Rotate, rotating the duplicated layer 90 degrees (either left or right) - make sure All layers on the Rotate dialog box is UNchecked.
Hide the background layer again, make sure one of the sinedots layers is active, and choose Layers...Merge...Merge Visible.
Sharpen the image by choosing Effects...Sharpen...Sharpen. Save.
Make the background layer visible by clicking on its Visibility button. Here's what you should have:
STEP 8
Now we'll add the contrasting layer.
Duplicate the sinedots layer by choosing Layers...Duplicate.
Resize the new layer by choosing Image...Resize and changing the Percentage of Original Width to "80".
Rotate the resized layer 45 degrees in either direction by choosing Image...Rotate.
Colorize this layer by choosing Colors...Colorize, setting the Hue to "251" and the Saturation to "207".
Finally, let's add some "pizzazz" to this layer by choosing Effects...Reflection Effects...Kaleidoscope, using the following settings:
Horizontal offset (-67), Vertical offset (-25), Rotation angle (0), Scale factor (0),
Number of petals (8), Number of orbits (0), Radial suction (68)
Sharpen this layer by choosing Effects...Sharpen...Sharpen.
That's about it! Now, let's frame it!
STEP 9
Merge your layers by choosing Layers...Merge...Merge All (Flatten).
We need to widen the black background around the image before we frame it, so change your background color to black, choose Image...Add Borders, and add a Symmetric border of "10" pixels. Because we used black for our background color, the already-black background is extended 10 pixels all around, and will make the framed image look nicer. If you used a different color for your background, use this same color to add the 10-pixel border.
Duplicate this image by pressing SHIFT + D. Set aside the duplicated image - you will need it in a moment for the frame.
Change the background color to something just a little darker than your inner cross - I used DD7580 - and add a Symmetric border of width "3" pixels by choosing Image...Add Borders.
Using the MAGIC WAND tool 
(Match Mode = "RGB Value", Tolerance and Feather = "0", Sample merged UNchecked), select this border - you'll see the selection marquee (commonly referred to as the "marching ants") surrounding your 3-pixel border. Choose Effects...3D Effects...Inner Bevel to add an inner bevel, using the following settings:
Bevel (1st one, top row), Width (5), Smoothness (10), Depth (5), Ambience (0),
Shininess (60), Color (white), Angle (315), Intensity (25), Elevation (40)
Deselect (CTRL + D) and save.
STEP 10
Just about there! Last step!
Change the background color to white, and add a Symmetric border of "10" pixels by choosing Image...Add Borders. Using the MAGIC WAND tool , select the white border.
We're going to use the duplicate image we created and set aside a few minutes ago to fill the outer frame. To do this, we need to set the foreground style to pattern by left-clicking on the small black arrow on the Foreground Style box:
and then left-clicking on the "pattern icon" in the pop-up box 
.
The pattern style will now appear in the Foreground Style box. Left-click on the pattern to display the Pattern dialog box:
Left-click on the arrow next to the pattern, or on the pattern itself (see red arrow in above screenshot) - the resulting pop-up screen will display all the patterns installed in PSP and any you have created, including any open images present in the PSP workspace. Look for the duplicate image you set aside earlier at the top of the list. I was working on image18, and image19 was the duplicate image, as you can see in the following screenshot:
Once you've found your duplicate image, left-click on it - this will return you to the Pattern dialog box. Set the Scale to "14%" and the Angle to "62", as indicated below:
Click "OK". FLOOD FILL the selected white border with this pattern.
Choose Effects...3D Effects...Inner Bevel and apply the same inner bevel as before - the settings should still be there on the Inner Bevel dialog box.
Deselect, watermark, save and you're done!
Don't forget to sharpen your image if you resize it!
Hope you have enjoyed this tutorial as much as I did creating it!
If you have any problems, comments, or questions, please do not hesitate to Email me.
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All graphics and content © 2002 by SuzShook
This is my very first tutorial, and I wish to thank someone who has been my inspiration and my guide - and that's Gina Villeneuve of